USA Edition

Willkommen in Ihrem Healthcare Bootcamp!

Sie sind über Ihr Austauschprogramm krankenversichert – ein wichtiger erster Schritt! Jetzt ist es an der Zeit, sich auf Ihr Abenteuer in den USA vorzubereiten.

Das Agent BeWell Bootcamp hilft Ihnen dabei zu verstehen, wie Ihre Krankenversicherung funktioniert und was Sie tun können, wenn Sie krank werden oder Unterstützung benötigen. Keine Sorge – es ist einfacher, als Sie vielleicht denken!
‍Schon ein paar grundlegende Informationen können Ihren Aufenthalt deutlich erleichtern.

‍Legen wir los und sorgen dafür, dass Sie bestens auf eine gesunde und erfolgreiche Zeit in den USA vorbereitet sind!

Some basics before you start your travel

1. Welcome to the U.S. Healthcare System

When traveling to the U.S., one of the biggest differences you'll encounter is the healthcare system. Unlike many other countries, medical care in the U.S. is not free — in fact, it can be extremely expensive. That’s why having private health insurance is not just a recommendation; it’s essential!

2. Set up your MyInsurance account

Once your exchange organization enrolls you in the insurance plan, you will receive a welcome email with all the details about your coverage. This email includes a link to your MyInsurance account, where you can access all important information. It’s very important that you set up your MyInsurance account and log in before your departure.

Download Login Guide

3. Important steps before you travel

This quick video helps you prepare in 4 simple steps.

4. Insurance 101 – What Do These Words Even Mean?

Insurance talk can be super confusing, but don’t worry — I got you! Here’s a simple breakdown of the words you’ll see in your health insurance policy. Go ahead and click through — and don’t forget to download the PDF so you can look things up whenever you need it!

Please note: these terms are generic. Please read each policy's specific definition of each term.

Insurance 101 – to go PDF
Insurance 101 term

5. Quick Knowledge Check

Test your knowledge before you continue!

Arrived in the U.S. – How to use your insurance?

1. What to do if you get sick in the U.S.

You’re feeling unwell and need to see a doctor? Here’s a quick guide to help you find the right provider and get the care you need.

2. Emergency Room vs. Urgent Care – Explained in 30 seconds

Flu symptoms, high fever, or a sprained ankle? Agent BeWell shows you when to go to Urgent Care — and when it’s time for the ER. Just 30 seconds to get it right.

2b. When to go to Urgent Care – and when to head to the ER

Quick comparison: Which conditions are best treated where?

Urgent Care Emergency Room (ER)
Minor cuts or scrapes Severe bleeding that won’t stop
Sprained ankle or wrist Bone sticking out — compound fracture
Simple broken bones Severe fractures with visible bone
Minor burns or sunburn Burns on face/genitals or large/deep burns
Mild allergic reactions, such as rash or itching Severe allergic reaction, such as swelling or trouble breathing
Vomiting or diarrhea — mild/moderate Vomiting with signs of dehydration
Fever without other severe symptoms High fever with confusion or trouble breathing
Sore throat or earache Chest pain or pressure
Mild cold or flu symptoms Difficulty breathing or shortness of breath
Rashes or skin infections Sudden numbness or speech problems — possible stroke
Minor infections, such as UTIs or sinus infections Seizures

3. Prescription Coverage and Pharmacies

Prescription Coverage and Pharmacies in the U.S. – Explained in 35 Seconds

4. Quick Knowledge Check

Test your knowledge before you continue!

After your first doctor’s visit – what’s next?

1. How to file a claim?

You were sick and had to see a doctor for the first time in the U.S.? No worries – let’s walk through what happens next.

2. Quick Knowledge Check

Test your knowledge before you continue!

Bootcamp Graduation – You Did It!

Congratulations!

You’ve completed the Agent BeWell Bootcamp – and learned how to use your insurance wisely, what to do in an emergency, how to file a claim, and so much more. You’re now ready to take care of your health in the U.S. with confidence.
But before you go... one last mission awaits!

Agent BeWell celebrating

Final Mission: Your Agent BeWell Master Quiz

This is your final challenge: a short quiz covering everything you've learned.
Complete the quiz and enter your email at the end for a chance to win an Amazon Gift Card!
Ready? Let’s see what you’ve learned!

Sicher durch Ihren Austausch

Greifen Sie jederzeit auf Ihre Versicherungsinformationen zu und erfahren Sie, was zu tun ist, wenn Sie medizinische Unterstützung benötigen.

Zu MyInsurance