Au Pair Insurance Solutions

Your responsibilities

What matters most in Au-Pair programs

Living with a host family and caring for children brings everyday challenges that go beyond standard travel. Your coverage should support these realities.

01Everyday careQuick, easy access to care for colds, infections and minor illnesses, not just emergencies.
02Wellbeing supportPreventive care, check-ups and mental health support while adjusting to a new life.
03Flexible coverageAdapts easily to extensions, early returns or placement changes, tailored to each program.
04Liability protectionCover for accidental damage, injuries and risks in daily family life and childcare.

Sample plan

How an
Au-Pair solution can be structured

An overview of a typical structure, based on our experience with Au-Pair programs.

Final coverage, benefits and limits are always tailored to your program requirements, destination, participant profile, insurance carrier and claims administrator.

Medical coverage highlights10

Overall policy maximum between $100,000 and $2,000,000, available per illness or per injury
Deductibles, copayments and coinsurance kept as low as reasonably possible
Emergency room care, with education on when it should be used (U.S. programs)
Affordable, easy-to-access urgent care, walk-in clinic and telemedicine options (U.S. programs)
Hospital treatment and ancillary charges
Physician services (office and hospital visits)
Physiotherapy
Prescription drugs
Ambulance transportation
Emergency treatment of pre-existing conditions (optional)

Exclusion options5

Standard exclusions applicable to the population, with the ability to customize
Exclusions for mental health, often changed to a limited benefit for outpatient and inpatient care
Exclusions for routine and preventive care, often changed to a limited benefit
Exclusions for pre-existing conditions, carefully reviewed and customized if necessary
Exclusions for sports and hazardous activities, carefully reviewed and customized if necessary

Emergency assistance services5

24/7 multilingual emergency medical assistance and support
Medical evacuation and repatriation
Repatriation of mortal remains
Compassionate emergency visit (round trip home and back in case of a death or life-threatening condition of an immediate family member)
Bedside (family reunion) benefit: round-trip ticket plus meals and lodging for one family member if an Au-Pair is hospitalized for a certain number of days

Additional benefits4

Mental health and wellness program access, including crisis care (U.S. programs)
Telemedicine access
PPO network with direct billing for Au-Pairs hosted in the U.S.
Claims administrator support in arranging direct payment for Au-Pairs hosted outside the U.S., when necessary

Optional add-ons12

Liability coverage
Baggage coverage
Telemedicine, teletherapy and teledentistry buy-up (U.S. programs)
Online pharmacy discount program (U.S. programs)
Trip interruption, trip delay and trip cancellation
Legal advice
Emergency bail bond
Lost documents and emergency cash assistance
Terrorism coverage
Search and rescue
Political, security and natural disaster evacuation
Kidnap consultant fees

Program support and access4

Dedicated account manager to advocate for and assist Au-Pairs
Digital access to policy, ID card and other documents
Claims support and guidance
Educational resources for participants and organizations

Insurance solutions for Au-Pair programs

What matters most in Au-Pair programs

How an
Au-Pair solution can be structured

Let’s design the right coverage for your program

What matters most in Au-Pair programs

How an Au-Pair solution can be structured

Let’s design the right coverage for your program

How an
Au-Pair solution can be structured